Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, idempotentHint and destructiveHint=false, so safety is covered structurally. The description adds real behavioral context beyond that: an authorization scoping rule ('only your own tasks') and the fact that the response carries billing, limitations and sources, not just a status flag.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.