Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly/idempotent/non-destructive, so the safety bar is low. The description adds the useful fallback behavior (latest attempt) and that output is per-step, but that fallback is also in the schema and the return shape is covered by the output schema.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.