Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare the write profile (readOnlyHint=false, destructiveHint=false, idempotentHint=false), so the bar is lower, and the description still adds genuine context: the address must belong to a verified domain and the first sender silently becomes the default unless is_default is false. It doesn't say what happens on handle collisions or whether creation is rejected as a duplicate, which matters given idempotentHint=false.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.