Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations cover the safety profile (readOnly, idempotent, non-destructive), and the description adds critical economics the annotations cannot: a free sample is returned, the full result costs $0.03 USDC via x402, there is no charge in this call. That disclosure materially changes invocation decisions.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.