Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover the safety profile (readOnly, idempotent, non-destructive), and the description adds genuinely new context: a free sample is returned with the paid URL and pay steps at no charge, while the full result costs $0.03 Base USDC via x402. That pricing/payment boundary is exactly what annotations cannot express. It stops short of describing rate limits or auth requirements.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.