Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover the safety profile (readOnlyHint, idempotentHint, destructiveHint=false), and the description adds non-obvious behavioral context: a free sample is returned, the paid URL and pay steps are exposed, and the full result costs $0.03 Base USDC via x402. That pricing/payment behavior is exactly the kind of thing structured fields do not convey, though pagination/response shape detail is absent.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.