Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare the safe-read profile (readOnlyHint, idempotentHint, non-destructive), and the description layers on the non-obvious commercial behavior: a free sample plus paid URL, no charge on this call, and the $0.02 Base USDC x402 cost of the full result. That payment/retry semantics is exactly the context the annotations cannot convey.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.