Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover the safety profile (readOnly, idempotent, closed-world), so the bar is lower, and the description adds real substance: it enumerates what the check covers (vulnerabilities, active exploitation, EOL) and that a fixing version is returned. It doesn't mention rate limits or coverage gaps in the vulnerability database, which would have pushed it higher.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.