Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly, idempotent and non-destructive, so the safety profile is covered. The description adds real value beyond that by disclosing what is returned and by flagging that the probed tool list is read from the endpoint "not maker-supplied tags" — a provenance distinction an agent could not infer from the schema or annotations.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.