Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover the safety profile (readOnly, idempotent, non-destructive, openWorld), so the bar is lower. The description adds real value beyond them: the UTC-day scoping of 'today', the fact that the response is conditional on whether the caller manages the product, and the extra boost-progress section that only appears for managers.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.