Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations declare readOnlyHint=true, and the description adds the grouping-by-section behavior, which is genuine context beyond the annotation. It says nothing about pagination despite a cursor parameter, nor about what the grouping structure or default locale behavior looks like.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.