Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare destructiveHint=true, idempotentHint=false, and openWorldHint=true, so the risk profile is covered. The description adds the US-only constraint and the optional return-address behavior, but says nothing about whether the new address becomes the default or what happens on duplicate titles.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.