Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already disclose the write profile (readOnlyHint=false, destructiveHint=true, idempotentHint=false, openWorldHint=true), so the bar is lower. The description does add one genuinely useful behavioral fact not in the schema: the card is placed in the Unsorted column with no column choice available. It says nothing about failure modes, permissions, or what is returned.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.