Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already flag destructiveHint=true, idempotentHint=false and openWorldHint=true, so the bar is lower. The description adds a genuinely important behavioral trait not present in structured fields: the operation waits for the owner's approval before going live, so it is asynchronous/pending rather than immediate.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.