Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, destructiveHint=false, and openWorldHint=false, so safety is covered. The description adds useful behavioral detail about how the tool responds in each mode (index vs. matching definitions vs. files) but doesn't mention rate limits, auth needs, or result ordering. With annotations covering safety, this is good but not rich.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.