Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover safety (readOnlyHint, idempotentHint, destructiveHint=false, openWorldHint), so the bar is lower, and the description still adds real behavioral value: it enumerates the returned schema contents, states the call is free, and specifies the 404 semantics including the ownership/API-key scoping rule. It does not discuss auth failures or rate limits beyond that.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.