Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Goes well beyond the annotations (readOnly=false, destructive=false, idempotent=true) by disclosing non-obvious traits: the outcome_unknown result when effects are already dispatched, the fact that those effects are irreversible, the requirement that the human reconnect locally before further work, and the no-op end condition when the operation already finished. None of this is derivable from the structured fields.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.