Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover safety (readOnly, idempotent, non-destructive), and the description adds real behavioral context: results are limited to carriers already stored, matching is substring on legal/DBA names, and each call costs 1 lookup. It does not describe the result shape or what happens with zero matches, and 'already stored' is in mild tension with openWorldHint=true.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.