Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare this is a readOnly, idempotent, non-destructive, closed-world operation, so the safety profile is covered. The description usefully adds the auth requirement ('Requires API key'), which annotations do not convey, but says nothing about rate limits or pagination.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.