Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, idempotentHint, destructiveHint=false and openWorldHint, so safety is covered. The description adds real context beyond them: the result is hierarchical (manager accounts with their direct client accounts) and includes the login_customer_id needed for downstream calls. It omits pagination/rate-limit and auth-scope behavior.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.