Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly, idempotent and non-destructive, so the safety profile is covered. The description adds genuinely useful behavior beyond that: the pricing model (first mug full price, subsequent mugs discounted, discount applies across different designs), that shipping may be free, and that it mirrors checkout maths before promo codes. It stops short of describing rounding, currency handling or rate behavior, so it is not a 5.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.