Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, idempotentHint=true, and destructiveHint=false, so no safety warnings are needed. The description adds that the result includes all steps with Grundgehalt and all selectable allowances/family allowance rules, which is useful context beyond the annotations, but it does not disclose additional behavioral caveats.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.