Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare the safe-read profile (readOnlyHint, idempotentHint, destructiveHint=false, openWorldHint). The description adds real behavioral value beyond them: data provenance (median of the state agency model run), the expected-empty-result condition, and the non-authoritative disclaimer. It stops short of describing pagination or cadence of publication.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.