Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover read-only, idempotent, non-destructive, closed-world behavior, so the remaining burden is light. The description adds real value beyond them: it discloses the privacy guarantee ('Nikdy neprozradí, komu obsazená subdoména patří') and that suggestions come back with the answer, which an agent cannot infer from annotations.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.