Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, destructiveHint=false and openWorldHint=false, so the safe read-only profile is covered structurally. The description adds useful content scope (breakdown by rate, input vs output), but says nothing about aggregation level, period semantics, or what happens when month/quarter are omitted. No contradiction with annotations.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.