Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations are all false and provide little behavioral information, so the description carries the burden. It usefully discloses that the tool 'automatically exchanges JWT tokens for a personal API key and activates it for the session,' revealing side effects beyond a simple login. This is meaningful transparency, though it stops short of explaining failure modes or key persistence details.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.