Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, idempotentHint, destructiveHint=false and openWorldHint=false, so the safety profile is fully covered elsewhere. The description adds the one thing annotations cannot: the output is shaped for ChatGPT consumption. It does not explain what actually differs in that shape, but with an output schema present that gap is tolerable.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.