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finance

Profile: Get user preferences

get_user_preferences
Read-onlyIdempotent
    Get the user's display, notification, privacy, and debt-plan preferences.

    Returns:
        Theme, currency, notification toggles, privacy settings, and the
        saved debt-paydown plan (debt_strategy + debt_extra_monthly_payment).
    

Input Schema

TableJSON Schema
NameRequiredDescriptionDefault

No arguments

Schema Changelog

Changes observed during successful MCP inspections.

  1. First observed

TDQS

A3.8/5.0
Behavior3/5

Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?

Annotations already establish readOnlyHint=true, idempotentHint=true, and destructiveHint=false, fully covering the safety profile. The description adds useful context by enumerating the returned preference categories and fields, but reveals no additional behavioral traits beyond what the annotations and return list imply.

Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.

Conciseness5/5

Is the description appropriately sized, front-loaded, and free of redundancy?

The description is two compact lines: a clear one-sentence purpose followed by a structured return-value list. It is front-loaded, contains no filler, and every sentence earns its place.

Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.

Completeness5/5

Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?

For a zero-parameter, read-only tool with no output schema, the description provides a complete contract: it names the preferences retrieved and the exact return fields. Nothing essential is missing for an agent to decide whether and how to call it.

Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.

Parameters4/5

Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?

The tool has zero parameters, so the baseline is 4. The description appropriately focuses on what the returned data contains rather than input semantics, which is exactly what an agent needs for a parameterless getter.

Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.

Purpose4/5

Does the description clearly state what the tool does and how it differs from similar tools?

The description clearly states the tool retrieves the user's preferences, listing specific domains (display, notification, privacy, debt-plan) and the exact return fields. This is a clear verb+resource with enough specificity to distinguish it from related getters like get_user_profile, though it does not explicitly name the sibling it differs from.

Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.

Usage Guidelines3/5

Does the description explain when to use this tool, when not to, or what alternatives exist?

Usage is implied through the stated purpose: call this when you need the user's display, notification, privacy, or debt-plan preferences. However, there is no explicit guidance about when not to use it or which alternative to choose, particularly among the many sibling get_* tools.

Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.

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