Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, idempotentHint, and destructiveHint, covering the safety profile. The description adds the useful behavior that the tool returns 'CSV data as a string with column headers', which is a non-obvious output trait. It does not discuss edge cases like date inclusivity or row limits, but the annotation coverage lowers the burden.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.