Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=false, destructiveHint=false and idempotentHint=false, so the safety profile is covered structurally. The description adds one genuinely useful behavioral fact: names are unique per user. It does not say what happens on a duplicate name (error vs. upsert), which matters given idempotentHint=false.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.