Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?
The schema covers 100% of parameters with descriptions, so the baseline is 3. The description adds meaning by specifying that query matches substrings and that amounts are in minor units, which are not present in the schema. It also summarizes the core filter dimensions (channel, bucket, received status, date range), reinforcing the schema.
Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.