Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the full burden. It does disclose the return content (header, line items, label count, surcharges), which substitutes for a missing output schema and implies a read-only operation, but it says nothing about permissions, rate limits, or side effects.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.