Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations provided, the description carries the full burden and meets it: it discloses the payment side effect (amount, token, network, mechanism), the 'authorized' precondition, the explicit 'No URL fetching' boundary, and the SHA-256 provenance computation. These are the material behavioral facts an agent needs; only minor mechanics (how authorization is verified) remain undisclosed.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.