Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the burden and it discloses the key side effect: payment of 1000 atomic USDC on Base via exact x402, and that the MCP itself does not pay. It does not detail payment mechanics or failure behavior, but the cost warning is substantial and non-obvious.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.