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Zeitro: Mortgage Guidelines

Search agency mortgage guidelines

search_guidelines
Read-onlyIdempotent

Searches the Fannie Mae, Freddie Mac, FHA, VA and USDA mortgage guidelines and returns the most relevant verbatim passages. Each passage includes the document, version date, page, a ready-made citation (cite_as), the official source link and a citation URL on zeitro.com. A focused question per call (for example 'FHA student loan monthly payment calculation') returns the best passages. Passages may contain HTML tables. Lender overlays are not included.

Tool call template

Replace each placeholder with a value matching the input schema. Only required parameters are included; add optional parameters as needed.

{
  "id": 1,
  "jsonrpc": "2.0",
  "method": "tools/call",
  "params": {
    "arguments": {
      "question": "<question>"
    },
    "name": "search_guidelines"
  }
}

Input Schema

NameRequiredDescriptionDefault
top_kNoNumber of passages, 1-10. Default 6.
doc_idsNoRestrict to these documents (doc_id values from earlier results).
lendersNoRestrict to these agencies: 'Fannie Mae', 'Freddie Mac', 'FHA', 'VA', 'USDA'. Lender names are accepted but their guidelines are not in the free tier.
questionYesA focused natural-language guideline question, e.g. 'maximum DTI for a manually underwritten FHA loan'.

Output Schema

NameRequiredDescriptionDefault

No arguments

Schema Changelog

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