Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare the safety profile (readOnlyHint=false, idempotentHint=false, destructiveHint=false, openWorldHint=true). The description adds genuinely useful behavioral context beyond that: which key to sign with (EIP-191 personal_sign) and, importantly, that time burns only while a call runs whereas an open websocket subscription burns continuously. It does not cover failure/rejection behavior or rate limits, so it is solid but not rich.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.