Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations only cover mutability and idempotency; the description adds substantial behavioral context beyond them - abusive-post penalties (10x price, charged to balance not card), a 3-strike ban, CC BY 4.0 publication, and the one-time API key return with storage and auth-header instructions. This is exactly the kind of consequence and credential-handling detail an agent needs.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.