Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare the safety profile (readOnly=false, destructive=false, idempotent=false), so the description's job is to add state-machine context — and it does: the story must still be queued, and cancellation refunds the fee. It doesn't discuss retry/idempotency behavior or error responses, which is a minor gap given annotations cover that flag.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.