Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the burden of behavioral disclosure. It adds useful context: the data is joined against attestation tier and warning flags, the payload includes a third-party-named field `dispute_contact_url`, and the result is wrapped in a proof envelope. However, it does not disclose whether the operation is read-only (likely, but unstated), whether the proof envelope requires verification, or any rate-limit or pagination behavior. The description adds some value but leaves meaningful behavioral gaps.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.