Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly, idempotent, closed-world and non-destructive behavior, so the safety profile is covered. The description adds that pricing comes from XipFax's price list and excludes plan pricing, but says nothing about currency, tax, or whether the quote is binding.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.