Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=false, destructiveHint=false, idempotentHint=false and openWorldHint=false, so the safety profile is largely covered. The description adds genuinely useful behavior beyond that: the resulting document is persisted to the user's workspace and returned, which tells the agent about the side effect and the response.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.