Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare destructiveHint=true, idempotentHint=false, and readOnlyHint=false, so the safety profile is covered. The description adds only 'Returns the upcoming schedule' plus the title-collision prompt; it never states that the existing time is overwritten or what happens to the duration when 'end' is omitted. With annotations carrying the load, a 3 is appropriate.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.