Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true and destructiveHint=false, so safety is covered. The description adds return-behavior context ('Returns the answer and, when relevant, a suggested formula'), which is a small bonus, but says nothing about the odd idempotentHint=false, auth requirements, or rate limits.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.