Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations only carry the safety profile (readOnly=false, idempotent=false, destructive=false); the description supplies the genuinely important behavioral trait: this is asynchronous, returning an id immediately while generation runs for minutes, and video_status is the way to learn when the file link is ready. That is exactly the context an agent cannot get from annotations or schema.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.