Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare the full safety profile (readOnlyHint=false, destructiveHint=false, idempotentHint=false, openWorldHint=false), so the description need not restate it. It adds that the call returns the saved note and that tags/notebook are optional, but says nothing about permissions, duplicate-content behavior, or whether the note is immediately searchable.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.