Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare the mutation/non-idempotent/safe-write profile, and the description adds genuinely new context beyond them: the side effect that it returns the upcoming schedule, and the limitation that it cannot send invitations. It does not cover edge behaviors such as duplicate handling, timezone assumptions, or required calendar setup, keeping it short of a 5.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.