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Ask Household Brain

ask_household_brain
Read-onlyIdempotent

Answers specific questions about the connected person's own trusts, entities, properties, insurance policies, decisions, and what their documents say from their X1 household record and, on outside assistants, from their own X1 documents. Cites the source and page or says plainly when evidence is missing. This is not a whole-household financial-picture, balance, spending, or net-worth reader. It answers only for the connected person's own household.

Input Schema

NameRequiredDescriptionDefault
recordNoThe governed record to query. Only household_record is available.household_record
questionYesQuestion to ask your own governed X1 household record.

Output Schema

NameRequiredDescriptionDefault

No arguments

Schema Changelog

Changes observed during successful MCP inspections.

  1. Changed1 schema field changed
    • changedOutput schema / oneOf
      Previous value: -[
      -  {
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      -            "asOf": {
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      -            "citations": {
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      -                "additionalProperties": false,
      -                "properties": {
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      -                    "enum": [
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      -                      "bi_temporal_fact",
      -                      "decision_memory",
      -                      "profile_fact",
      -                      "document",
      -                      "coordination",
      -                      "pulse"
      -                    ],
      -                    "type": "string"
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      -                    "type": "string"
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      -                    "anyOf": [
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      -                      {
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      -                      "enum": [
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      -                        "bi_temporal_fact",
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      -                        "document",
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      -                        "pulse"
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      -                      "type": "string"
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      -                      "type": "string"
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      -                    "sourceDate": {
      -                      "anyOf": [
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      -                  "required": [
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      -            "confidence": {
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      -                "insufficient_evidence"
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      -          "required": [
      -            "about",
      -            "reason"
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      -          "type": "object"
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      -        "type": "array"
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      -      "kind": {
      -        "const": "answer",
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      -              "advisor_brain_routing",
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      -              "own_household",
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      -              "consented_cohort_anonymized"
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      -      "kind",
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      -              "exceeds_caller_scope",
      -              "internal_only",
      -              "would_confabulate"
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      -              "own_professional_record",
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      -                      "entityId"
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      -                    "type": "object"
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      -                  "toolName": {
      -                    "const": "file_vault_document_under_entity",
      -                    "type": "string"
      -                  }
      -                },
      -                "required": [
      -                  "arguments",
      -                  "toolName"
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      -                "type": "object"
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      -              "saidPlainly": {
      -                "type": "string"
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      -            },
      -            "required": [
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      -              "entityId",
      -              "proposal",
      -              "saidPlainly"
      -            ],
      -            "type": "object"
      -          },
      -          {
      -            "type": "null"
      -          }
      -        ]
      -      },
      -      "kind": {
      -        "const": "document_answer",
      -        "type": "string"
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      -      "nextStep": {
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      -          {
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      -      "passages": {
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      -          "additionalProperties": false,
      -          "properties": {
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      -            "trustClass": {
      -              "const": "untrusted_document_content",
      -              "type": "string"
      -            }
      -          },
      -          "required": [
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      -                "const": "untrusted_document_content",
      -                "type": "string"
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      -      "savableToRecord": {
      -        "type": "boolean"
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      -      "saidPlainly",
      -      "savableToRecord",
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      -    ],
      -    "type": "object"
      -  }
      -]New value: +[
      +  {
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      +      "claims": {
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      +                        "decision_memory",
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      +                        {
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      +                }
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      +              "type": "array"
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      +            "confidence": {
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      +                "derived",
      +                "reported"
      +              ],
      +              "type": "string"
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      +            "statement": {
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      +            }
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      +            "confidence",
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      +          "type": "object"
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      +        "type": "array"
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      +      "gapNotes": {
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      +          "additionalProperties": false,
      +          "properties": {
      +            "about": {
      +              "type": "string"
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      +            "reason": {
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      +          "type": "object"
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      +        "type": "array"
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      +        "const": "answer",
      +        "type": "string"
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      +      "scope": {
      +        "additionalProperties": false,
      +        "properties": {
      +          "principal": {
      +            "type": "string"
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      +            ],
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      +          }
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      +    ],
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      +  },
      +  {
      +    "additionalProperties": false,
      +    "properties": {
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      +        "type": "string"
      +      },
      +      "kind": {
      +        "const": "refusal",
      +        "type": "string"
      +      },
      +      "refusal": {
      +        "additionalProperties": false,
      +        "properties": {
      +          "question": {
      +            "type": "string"
      +          },
      +          "reason": {
      +            "enum": [
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      +              "exceeds_caller_scope",
      +              "internal_only",
      +              "would_confabulate"
      +            ],
      +            "type": "string"
      +          },
      +          "saidPlainly": {
      +            "type": "string"
      +          }
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      +        ],
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      +      "scope": {
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      +        "properties": {
      +          "principal": {
      +            "type": "string"
      +          },
      +          "recordScope": {
      +            "enum": [
      +              "advisor_brain_routing",
      +              "own_advisor_meeting_record",
      +              "own_professional_record",
      +              "own_household",
      +              "single_household_scoped",
      +              "consented_cohort_anonymized"
      +            ],
      +            "type": "string"
      +          }
      +        },
      +        "required": [
      +          "principal",
      +          "recordScope"
      +        ],
      +        "type": "object"
      +      }
      +    },
      +    "required": [
      +      "asOf",
      +      "kind",
      +      "refusal",
      +      "scope"
      +    ],
      +    "type": "object"
      +  },
      +  {
      +    "additionalProperties": false,
      +    "properties": {
      +      "asOf": {
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      +      },
      +      "filingOffer": {
      +        "anyOf": [
      +          {
      +            "additionalProperties": false,
      +            "properties": {
      +              "documentIds": {
      +                "items": {
      +                  "type": "string"
      +                },
      +                "minItems": 1,
      +                "type": "array"
      +              },
      +              "entityId": {
      +                "type": "string"
      +              },
      +              "proposal": {
      +                "additionalProperties": false,
      +                "properties": {
      +                  "arguments": {
      +                    "additionalProperties": false,
      +                    "properties": {
      +                      "documentIds": {
      +                        "items": {
      +                          "type": "string"
      +                        },
      +                        "minItems": 1,
      +                        "type": "array"
      +                      },
      +                      "entityId": {
      +                        "type": "string"
      +                      }
      +                    },
      +                    "required": [
      +                      "documentIds",
      +                      "entityId"
      +                    ],
      +                    "type": "object"
      +                  },
      +                  "toolName": {
      +                    "const": "file_vault_document_under_entity",
      +                    "type": "string"
      +                  }
      +                },
      +                "required": [
      +                  "arguments",
      +                  "toolName"
      +                ],
      +                "type": "object"
      +              },
      +              "saidPlainly": {
      +                "type": "string"
      +              }
      +            },
      +            "required": [
      +              "documentIds",
      +              "entityId",
      +              "proposal",
      +              "saidPlainly"
      +            ],
      +            "type": "object"
      +          },
      +          {
      +            "type": "null"
      +          }
      +        ]
      +      },
      +      "kind": {
      +        "const": "document_answer",
      +        "type": "string"
      +      },
      +      "nextStep": {
      +        "anyOf": [
      +          {
      +            "type": "string"
      +          },
      +          {
      +            "type": "null"
      +          }
      +        ]
      +      },
      +      "passages": {
      +        "items": {
      +          "additionalProperties": false,
      +          "properties": {
      +            "documentId": {
      +              "type": "string"
      +            },
      +            "documentUrl": {
      +              "type": "string"
      +            },
      +            "evidence": {
      +              "type": "string"
      +            },
      +            "location": {
      +              "anyOf": [
      +                {
      +                  "type": "string"
      +                },
      +                {
      +                  "type": "null"
      +                }
      +              ]
      +            },
      +            "page": {
      +              "anyOf": [
      +                {
      +                  "exclusiveMinimum": 0,
      +                  "maximum": 9007199254740991,
      +                  "type": "integer"
      +                },
      +                {
      +                  "type": "null"
      +                }
      +              ]
      +            },
      +            "sourceDate": {
      +              "anyOf": [
      +                {
      +                  "type": "string"
      +                },
      +                {
      +                  "type": "null"
      +                }
      +              ]
      +            },
      +            "trustClass": {
      +              "const": "untrusted_document_content",
      +              "type": "string"
      +            }
      +          },
      +          "required": [
      +            "documentId",
      +            "documentUrl",
      +            "evidence",
      +            "location",
      +            "page",
      +            "sourceDate",
      +            "trustClass"
      +          ],
      +          "type": "object"
      +        },
      +        "minItems": 1,
      +        "prefixItems": [
      +          {
      +            "additionalProperties": false,
      +            "properties": {
      +              "documentId": {
      +                "type": "string"
      +              },
      +              "documentUrl": {
      +                "type": "string"
      +              },
      +              "evidence": {
      +                "type": "string"
      +              },
      +              "location": {
      +                "anyOf": [
      +                  {
      +                    "type": "string"
      +                  },
      +                  {
      +                    "type": "null"
      +                  }
      +                ]
      +              },
      +              "page": {
      +                "anyOf": [
      +                  {
      +                    "exclusiveMinimum": 0,
      +                    "maximum": 9007199254740991,
      +                    "type": "integer"
      +                  },
      +                  {
      +                    "type": "null"
      +                  }
      +                ]
      +              },
      +              "sourceDate": {
      +                "anyOf": [
      +                  {
      +                    "type": "string"
      +                  },
      +                  {
      +                    "type": "null"
      +                  }
      +                ]
      +              },
      +              "trustClass": {
      +                "const": "untrusted_document_content",
      +                "type": "string"
      +              }
      +            },
      +            "required": [
      +              "documentId",
      +              "documentUrl",
      +              "evidence",
      +              "location",
      +              "page",
      +              "sourceDate",
      +              "trustClass"
      +            ],
      +            "type": "object"
      +          }
      +        ],
      +        "type": "array"
      +      },
      +      "question": {
      +        "type": "string"
      +      },
      +      "recordClaims": {
      +        "items": {
      +          "additionalProperties": false,
      +          "properties": {
      +            "asOf": {
      +              "anyOf": [
      +                {
      +                  "type": "string"
      +                },
      +                {
      +                  "type": "null"
      +                }
      +              ]
      +            },
      +            "citations": {
      +              "items": {
      +                "additionalProperties": false,
      +                "properties": {
      +                  "label": {
      +                    "type": "string"
      +                  },
      +                  "recordSurface": {
      +                    "enum": [
      +                      "advisor_meeting",
      +                      "professional_learning",
      +                      "bi_temporal_fact",
      +                      "decision_memory",
      +                      "profile_fact",
      +                      "document",
      +                      "coordination",
      +                      "pulse"
      +                    ],
      +                    "type": "string"
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      +                  "ref": {
      +                    "type": "string"
      +                  },
      +                  "sourceDate": {
      +                    "anyOf": [
      +                      {
      +                        "type": "string"
      +                      },
      +                      {
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      +                      }
      +                    ]
      +                  }
      +                },
      +                "required": [
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      +                  "ref",
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      +                "type": "object"
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      +              "minItems": 1,
      +              "prefixItems": [
      +                {
      +                  "additionalProperties": false,
      +                  "properties": {
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      +                    },
      +                    "recordSurface": {
      +                      "enum": [
      +                        "advisor_meeting",
      +                        "professional_learning",
      +                        "bi_temporal_fact",
      +                        "decision_memory",
      +                        "profile_fact",
      +                        "document",
      +                        "coordination",
      +                        "pulse"
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      +                      "type": "string"
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      +                    "ref": {
      +                      "type": "string"
      +                    },
      +                    "sourceDate": {
      +                      "anyOf": [
      +                        {
      +                          "type": "string"
      +                        },
      +                        {
      +                          "type": "null"
      +                        }
      +                      ]
      +                    }
      +                  },
      +                  "required": [
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      +                    "recordSurface",
      +                    "ref",
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      +                  "type": "object"
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      +              ],
      +              "type": "array"
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      +            "confidence": {
      +              "enum": [
      +                "recorded",
      +                "derived",
      +                "reported"
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      +              "type": "string"
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      +            "statement": {
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      +          "required": [
      +            "asOf",
      +            "citations",
      +            "confidence",
      +            "statement"
      +          ],
      +          "type": "object"
      +        },
      +        "type": "array"
      +      },
      +      "saidPlainly": {
      +        "type": "string"
      +      },
      +      "savableToRecord": {
      +        "type": "boolean"
      +      },
      +      "scope": {
      +        "additionalProperties": false,
      +        "properties": {
      +          "principal": {
      +            "type": "string"
      +          },
      +          "recordScope": {
      +            "enum": [
      +              "advisor_brain_routing",
      +              "own_advisor_meeting_record",
      +              "own_professional_record",
      +              "own_household",
      +              "single_household_scoped",
      +              "consented_cohort_anonymized"
      +            ],
      +            "type": "string"
      +          }
      +        },
      +        "required": [
      +          "principal",
      +          "recordScope"
      +        ],
      +        "type": "object"
      +      }
      +    },
      +    "required": [
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      +      "nextStep",
      +      "passages",
      +      "question",
      +      "recordClaims",
      +      "saidPlainly",
      +      "savableToRecord",
      +      "scope"
      +    ],
      +    "type": "object"
      +  }
      +]
  2. Changed1 schema field changed
    • changedOutput schema / oneOf
      Previous value: -[
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      -                    "type": "string"
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      -                      {
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      -                "required": [
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      -                      "type": "string"
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      -                        }
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      -                    }
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      -                  "required": [
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      -                  "type": "object"
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      -              "type": "array"
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      -          "type": "object"
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      -        "type": "array"
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      -          "additionalProperties": false,
      -          "properties": {
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      -              "type": "string"
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      -                "outside_scope",
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      -          "type": "object"
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      -        "type": "array"
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      -      "kind": {
      -        "const": "answer",
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      -      "scope": {
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      -        "properties": {
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      -    "type": "object"
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      -  {
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      -    "properties": {
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      -        "properties": {
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      -        "type": "object"
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      -      "passages": {
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      -            "trustClass": {
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      -        "prefixItems": [
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      -      "recordClaims",
      -      "saidPlainly",
      -      "savableToRecord",
      -      "scope"
      -    ],
      -    "type": "object"
      -  }
      -]New value: +[
      +  {
      +    "additionalProperties": false,
      +    "properties": {
      +      "asOf": {
      +        "type": "string"
      +      },
      +      "claims": {
      +        "items": {
      +          "additionalProperties": false,
      +          "properties": {
      +            "asOf": {
      +              "type": "string"
      +            },
      +            "citations": {
      +              "items": {
      +                "additionalProperties": false,
      +                "properties": {
      +                  "label": {
      +                    "type": "string"
      +                  },
      +                  "recordSurface": {
      +                    "enum": [
      +                      "advisor_meeting",
      +                      "professional_learning",
      +                      "bi_temporal_fact",
      +                      "decision_memory",
      +                      "profile_fact",
      +                      "document",
      +                      "coordination",
      +                      "pulse"
      +                    ],
      +                    "type": "string"
      +                  },
      +                  "ref": {
      +                    "type": "string"
      +                  },
      +                  "sourceDate": {
      +                    "anyOf": [
      +                      {
      +                        "type": "string"
      +                      },
      +                      {
      +                        "type": "null"
      +                      }
      +                    ]
      +                  }
      +                },
      +                "required": [
      +                  "label",
      +                  "recordSurface",
      +                  "ref",
      +                  "sourceDate"
      +                ],
      +                "type": "object"
      +              },
      +              "minItems": 1,
      +              "prefixItems": [
      +                {
      +                  "additionalProperties": false,
      +                  "properties": {
      +                    "label": {
      +                      "type": "string"
      +                    },
      +                    "recordSurface": {
      +                      "enum": [
      +                        "advisor_meeting",
      +                        "professional_learning",
      +                        "bi_temporal_fact",
      +                        "decision_memory",
      +                        "profile_fact",
      +                        "document",
      +                        "coordination",
      +                        "pulse"
      +                      ],
      +                      "type": "string"
      +                    },
      +                    "ref": {
      +                      "type": "string"
      +                    },
      +                    "sourceDate": {
      +                      "anyOf": [
      +                        {
      +                          "type": "string"
      +                        },
      +                        {
      +                          "type": "null"
      +                        }
      +                      ]
      +                    }
      +                  },
      +                  "required": [
      +                    "label",
      +                    "recordSurface",
      +                    "ref",
      +                    "sourceDate"
      +                  ],
      +                  "type": "object"
      +                }
      +              ],
      +              "type": "array"
      +            },
      +            "confidence": {
      +              "enum": [
      +                "recorded",
      +                "derived",
      +                "reported"
      +              ],
      +              "type": "string"
      +            },
      +            "statement": {
      +              "type": "string"
      +            }
      +          },
      +          "required": [
      +            "asOf",
      +            "citations",
      +            "confidence",
      +            "statement"
      +          ],
      +          "type": "object"
      +        },
      +        "type": "array"
      +      },
      +      "gapNotes": {
      +        "items": {
      +          "additionalProperties": false,
      +          "properties": {
      +            "about": {
      +              "type": "string"
      +            },
      +            "reason": {
      +              "enum": [
      +                "not_in_record",
      +                "outside_scope",
      +                "insufficient_evidence"
      +              ],
      +              "type": "string"
      +            }
      +          },
      +          "required": [
      +            "about",
      +            "reason"
      +          ],
      +          "type": "object"
      +        },
      +        "type": "array"
      +      },
      +      "kind": {
      +        "const": "answer",
      +        "type": "string"
      +      },
      +      "scope": {
      +        "additionalProperties": false,
      +        "properties": {
      +          "principal": {
      +            "type": "string"
      +          },
      +          "recordScope": {
      +            "enum": [
      +              "advisor_brain_routing",
      +              "own_advisor_meeting_record",
      +              "own_professional_record",
      +              "own_household",
      +              "single_household_scoped",
      +              "consented_cohort_anonymized"
      +            ],
      +            "type": "string"
      +          }
      +        },
      +        "required": [
      +          "principal",
      +          "recordScope"
      +        ],
      +        "type": "object"
      +      }
      +    },
      +    "required": [
      +      "asOf",
      +      "claims",
      +      "gapNotes",
      +      "kind",
      +      "scope"
      +    ],
      +    "type": "object"
      +  },
      +  {
      +    "additionalProperties": false,
      +    "properties": {
      +      "asOf": {
      +        "type": "string"
      +      },
      +      "kind": {
      +        "const": "refusal",
      +        "type": "string"
      +      },
      +      "refusal": {
      +        "additionalProperties": false,
      +        "properties": {
      +          "question": {
      +            "type": "string"
      +          },
      +          "reason": {
      +            "enum": [
      +              "not_in_record",
      +              "exceeds_caller_scope",
      +              "internal_only",
      +              "would_confabulate"
      +            ],
      +            "type": "string"
      +          },
      +          "saidPlainly": {
      +            "type": "string"
      +          }
      +        },
      +        "required": [
      +          "question",
      +          "reason",
      +          "saidPlainly"
      +        ],
      +        "type": "object"
      +      },
      +      "scope": {
      +        "additionalProperties": false,
      +        "properties": {
      +          "principal": {
      +            "type": "string"
      +          },
      +          "recordScope": {
      +            "enum": [
      +              "advisor_brain_routing",
      +              "own_advisor_meeting_record",
      +              "own_professional_record",
      +              "own_household",
      +              "single_household_scoped",
      +              "consented_cohort_anonymized"
      +            ],
      +            "type": "string"
      +          }
      +        },
      +        "required": [
      +          "principal",
      +          "recordScope"
      +        ],
      +        "type": "object"
      +      }
      +    },
      +    "required": [
      +      "asOf",
      +      "kind",
      +      "refusal",
      +      "scope"
      +    ],
      +    "type": "object"
      +  },
      +  {
      +    "additionalProperties": false,
      +    "properties": {
      +      "asOf": {
      +        "type": "string"
      +      },
      +      "filingOffer": {
      +        "anyOf": [
      +          {
      +            "additionalProperties": false,
      +            "properties": {
      +              "documentIds": {
      +                "items": {
      +                  "type": "string"
      +                },
      +                "minItems": 1,
      +                "type": "array"
      +              },
      +              "entityId": {
      +                "type": "string"
      +              },
      +              "proposal": {
      +                "additionalProperties": false,
      +                "properties": {
      +                  "arguments": {
      +                    "additionalProperties": false,
      +                    "properties": {
      +                      "documentIds": {
      +                        "items": {
      +                          "type": "string"
      +                        },
      +                        "minItems": 1,
      +                        "type": "array"
      +                      },
      +                      "entityId": {
      +                        "type": "string"
      +                      }
      +                    },
      +                    "required": [
      +                      "documentIds",
      +                      "entityId"
      +                    ],
      +                    "type": "object"
      +                  },
      +                  "toolName": {
      +                    "const": "file_vault_document_under_entity",
      +                    "type": "string"
      +                  }
      +                },
      +                "required": [
      +                  "arguments",
      +                  "toolName"
      +                ],
      +                "type": "object"
      +              },
      +              "saidPlainly": {
      +                "type": "string"
      +              }
      +            },
      +            "required": [
      +              "documentIds",
      +              "entityId",
      +              "proposal",
      +              "saidPlainly"
      +            ],
      +            "type": "object"
      +          },
      +          {
      +            "type": "null"
      +          }
      +        ]
      +      },
      +      "kind": {
      +        "const": "document_answer",
      +        "type": "string"
      +      },
      +      "nextStep": {
      +        "anyOf": [
      +          {
      +            "type": "string"
      +          },
      +          {
      +            "type": "null"
      +          }
      +        ]
      +      },
      +      "passages": {
      +        "items": {
      +          "additionalProperties": false,
      +          "properties": {
      +            "documentId": {
      +              "type": "string"
      +            },
      +            "documentUrl": {
      +              "type": "string"
      +            },
      +            "evidence": {
      +              "type": "string"
      +            },
      +            "location": {
      +              "anyOf": [
      +                {
      +                  "type": "string"
      +                },
      +                {
      +                  "type": "null"
      +                }
      +              ]
      +            },
      +            "page": {
      +              "anyOf": [
      +                {
      +                  "exclusiveMinimum": 0,
      +                  "maximum": 9007199254740991,
      +                  "type": "integer"
      +                },
      +                {
      +                  "type": "null"
      +                }
      +              ]
      +            },
      +            "sourceDate": {
      +              "anyOf": [
      +                {
      +                  "type": "string"
      +                },
      +                {
      +                  "type": "null"
      +                }
      +              ]
      +            },
      +            "trustClass": {
      +              "const": "untrusted_document_content",
      +              "type": "string"
      +            }
      +          },
      +          "required": [
      +            "documentId",
      +            "documentUrl",
      +            "evidence",
      +            "location",
      +            "page",
      +            "sourceDate",
      +            "trustClass"
      +          ],
      +          "type": "object"
      +        },
      +        "minItems": 1,
      +        "prefixItems": [
      +          {
      +            "additionalProperties": false,
      +            "properties": {
      +              "documentId": {
      +                "type": "string"
      +              },
      +              "documentUrl": {
      +                "type": "string"
      +              },
      +              "evidence": {
      +                "type": "string"
      +              },
      +              "location": {
      +                "anyOf": [
      +                  {
      +                    "type": "string"
      +                  },
      +                  {
      +                    "type": "null"
      +                  }
      +                ]
      +              },
      +              "page": {
      +                "anyOf": [
      +                  {
      +                    "exclusiveMinimum": 0,
      +                    "maximum": 9007199254740991,
      +                    "type": "integer"
      +                  },
      +                  {
      +                    "type": "null"
      +                  }
      +                ]
      +              },
      +              "sourceDate": {
      +                "anyOf": [
      +                  {
      +                    "type": "string"
      +                  },
      +                  {
      +                    "type": "null"
      +                  }
      +                ]
      +              },
      +              "trustClass": {
      +                "const": "untrusted_document_content",
      +                "type": "string"
      +              }
      +            },
      +            "required": [
      +              "documentId",
      +              "documentUrl",
      +              "evidence",
      +              "location",
      +              "page",
      +              "sourceDate",
      +              "trustClass"
      +            ],
      +            "type": "object"
      +          }
      +        ],
      +        "type": "array"
      +      },
      +      "question": {
      +        "type": "string"
      +      },
      +      "recordClaims": {
      +        "items": {
      +          "additionalProperties": false,
      +          "properties": {
      +            "asOf": {
      +              "type": "string"
      +            },
      +            "citations": {
      +              "items": {
      +                "additionalProperties": false,
      +                "properties": {
      +                  "label": {
      +                    "type": "string"
      +                  },
      +                  "recordSurface": {
      +                    "enum": [
      +                      "advisor_meeting",
      +                      "professional_learning",
      +                      "bi_temporal_fact",
      +                      "decision_memory",
      +                      "profile_fact",
      +                      "document",
      +                      "coordination",
      +                      "pulse"
      +                    ],
      +                    "type": "string"
      +                  },
      +                  "ref": {
      +                    "type": "string"
      +                  },
      +                  "sourceDate": {
      +                    "anyOf": [
      +                      {
      +                        "type": "string"
      +                      },
      +                      {
      +                        "type": "null"
      +                      }
      +                    ]
      +                  }
      +                },
      +                "required": [
      +                  "label",
      +                  "recordSurface",
      +                  "ref",
      +                  "sourceDate"
      +                ],
      +                "type": "object"
      +              },
      +              "minItems": 1,
      +              "prefixItems": [
      +                {
      +                  "additionalProperties": false,
      +                  "properties": {
      +                    "label": {
      +                      "type": "string"
      +                    },
      +                    "recordSurface": {
      +                      "enum": [
      +                        "advisor_meeting",
      +                        "professional_learning",
      +                        "bi_temporal_fact",
      +                        "decision_memory",
      +                        "profile_fact",
      +                        "document",
      +                        "coordination",
      +                        "pulse"
      +                      ],
      +                      "type": "string"
      +                    },
      +                    "ref": {
      +                      "type": "string"
      +                    },
      +                    "sourceDate": {
      +                      "anyOf": [
      +                        {
      +                          "type": "string"
      +                        },
      +                        {
      +                          "type": "null"
      +                        }
      +                      ]
      +                    }
      +                  },
      +                  "required": [
      +                    "label",
      +                    "recordSurface",
      +                    "ref",
      +                    "sourceDate"
      +                  ],
      +                  "type": "object"
      +                }
      +              ],
      +              "type": "array"
      +            },
      +            "confidence": {
      +              "enum": [
      +                "recorded",
      +                "derived",
      +                "reported"
      +              ],
      +              "type": "string"
      +            },
      +            "statement": {
      +              "type": "string"
      +            }
      +          },
      +          "required": [
      +            "asOf",
      +            "citations",
      +            "confidence",
      +            "statement"
      +          ],
      +          "type": "object"
      +        },
      +        "type": "array"
      +      },
      +      "saidPlainly": {
      +        "type": "string"
      +      },
      +      "savableToRecord": {
      +        "type": "boolean"
      +      },
      +      "scope": {
      +        "additionalProperties": false,
      +        "properties": {
      +          "principal": {
      +            "type": "string"
      +          },
      +          "recordScope": {
      +            "enum": [
      +              "advisor_brain_routing",
      +              "own_advisor_meeting_record",
      +              "own_professional_record",
      +              "own_household",
      +              "single_household_scoped",
      +              "consented_cohort_anonymized"
      +            ],
      +            "type": "string"
      +          }
      +        },
      +        "required": [
      +          "principal",
      +          "recordScope"
      +        ],
      +        "type": "object"
      +      }
      +    },
      +    "required": [
      +      "asOf",
      +      "kind",
      +      "nextStep",
      +      "passages",
      +      "question",
      +      "recordClaims",
      +      "saidPlainly",
      +      "savableToRecord",
      +      "scope"
      +    ],
      +    "type": "object"
      +  }
      +]
  3. Changed1 schema field changed
    • changedOutput schema / oneOf
      Previous value: -[
      -  {
      -    "additionalProperties": false,
      -    "properties": {
      -      "asOf": {
      -        "type": "string"
      -      },
      -      "claims": {
      -        "items": {
      -          "additionalProperties": false,
      -          "properties": {
      -            "asOf": {
      -              "type": "string"
      -            },
      -            "citations": {
      -              "items": {
      -                "additionalProperties": false,
      -                "properties": {
      -                  "label": {
      -                    "type": "string"
      -                  },
      -                  "recordSurface": {
      -                    "enum": [
      -                      "advisor_meeting",
      -                      "professional_learning",
      -                      "bi_temporal_fact",
      -                      "decision_memory",
      -                      "profile_fact",
      -                      "document",
      -                      "coordination",
      -                      "pulse"
      -                    ],
      -                    "type": "string"
      -                  },
      -                  "ref": {
      -                    "type": "string"
      -                  },
      -                  "sourceDate": {
      -                    "anyOf": [
      -                      {
      -                        "type": "string"
      -                      },
      -                      {
      -                        "type": "null"
      -                      }
      -                    ]
      -                  }
      -                },
      -                "required": [
      -                  "label",
      -                  "recordSurface",
      -                  "ref",
      -                  "sourceDate"
      -                ],
      -                "type": "object"
      -              },
      -              "minItems": 1,
      -              "prefixItems": [
      -                {
      -                  "additionalProperties": false,
      -                  "properties": {
      -                    "label": {
      -                      "type": "string"
      -                    },
      -                    "recordSurface": {
      -                      "enum": [
      -                        "advisor_meeting",
      -                        "professional_learning",
      -                        "bi_temporal_fact",
      -                        "decision_memory",
      -                        "profile_fact",
      -                        "document",
      -                        "coordination",
      -                        "pulse"
      -                      ],
      -                      "type": "string"
      -                    },
      -                    "ref": {
      -                      "type": "string"
      -                    },
      -                    "sourceDate": {
      -                      "anyOf": [
      -                        {
      -                          "type": "string"
      -                        },
      -                        {
      -                          "type": "null"
      -                        }
      -                      ]
      -                    }
      -                  },
      -                  "required": [
      -                    "label",
      -                    "recordSurface",
      -                    "ref",
      -                    "sourceDate"
      -                  ],
      -                  "type": "object"
      -                }
      -              ],
      -              "type": "array"
      -            },
      -            "confidence": {
      -              "enum": [
      -                "recorded",
      -                "derived",
      -                "reported"
      -              ],
      -              "type": "string"
      -            },
      -            "statement": {
      -              "type": "string"
      -            }
      -          },
      -          "required": [
      -            "asOf",
      -            "citations",
      -            "confidence",
      -            "statement"
      -          ],
      -          "type": "object"
      -        },
      -        "type": "array"
      -      },
      -      "gapNotes": {
      -        "items": {
      -          "additionalProperties": false,
      -          "properties": {
      -            "about": {
      -              "type": "string"
      -            },
      -            "reason": {
      -              "enum": [
      -                "not_in_record",
      -                "outside_scope",
      -                "insufficient_evidence"
      -              ],
      -              "type": "string"
      -            }
      -          },
      -          "required": [
      -            "about",
      -            "reason"
      -          ],
      -          "type": "object"
      -        },
      -        "type": "array"
      -      },
      -      "kind": {
      -        "const": "answer",
      -        "type": "string"
      -      },
      -      "scope": {
      -        "additionalProperties": false,
      -        "properties": {
      -          "principal": {
      -            "type": "string"
      -          },
      -          "recordScope": {
      -            "enum": [
      -              "advisor_brain_routing",
      -              "own_advisor_meeting_record",
      -              "own_professional_record",
      -              "own_household",
      -              "single_household_scoped",
      -              "consented_cohort_anonymized"
      -            ],
      -            "type": "string"
      -          }
      -        },
      -        "required": [
      -          "principal",
      -          "recordScope"
      -        ],
      -        "type": "object"
      -      }
      -    },
      -    "required": [
      -      "asOf",
      -      "claims",
      -      "gapNotes",
      -      "kind",
      -      "scope"
      -    ],
      -    "type": "object"
      -  },
      -  {
      -    "additionalProperties": false,
      -    "properties": {
      -      "asOf": {
      -        "type": "string"
      -      },
      -      "kind": {
      -        "const": "refusal",
      -        "type": "string"
      -      },
      -      "refusal": {
      -        "additionalProperties": false,
      -        "properties": {
      -          "question": {
      -            "type": "string"
      -          },
      -          "reason": {
      -            "enum": [
      -              "not_in_record",
      -              "exceeds_caller_scope",
      -              "internal_only",
      -              "would_confabulate"
      -            ],
      -            "type": "string"
      -          },
      -          "saidPlainly": {
      -            "type": "string"
      -          }
      -        },
      -        "required": [
      -          "question",
      -          "reason",
      -          "saidPlainly"
      -        ],
      -        "type": "object"
      -      },
      -      "scope": {
      -        "additionalProperties": false,
      -        "properties": {
      -          "principal": {
      -            "type": "string"
      -          },
      -          "recordScope": {
      -            "enum": [
      -              "advisor_brain_routing",
      -              "own_advisor_meeting_record",
      -              "own_professional_record",
      -              "own_household",
      -              "single_household_scoped",
      -              "consented_cohort_anonymized"
      -            ],
      -            "type": "string"
      -          }
      -        },
      -        "required": [
      -          "principal",
      -          "recordScope"
      -        ],
      -        "type": "object"
      -      }
      -    },
      -    "required": [
      -      "asOf",
      -      "kind",
      -      "refusal",
      -      "scope"
      -    ],
      -    "type": "object"
      -  }
      -]New value: +[
      +  {
      +    "additionalProperties": false,
      +    "properties": {
      +      "asOf": {
      +        "type": "string"
      +      },
      +      "claims": {
      +        "items": {
      +          "additionalProperties": false,
      +          "properties": {
      +            "asOf": {
      +              "type": "string"
      +            },
      +            "citations": {
      +              "items": {
      +                "additionalProperties": false,
      +                "properties": {
      +                  "label": {
      +                    "type": "string"
      +                  },
      +                  "recordSurface": {
      +                    "enum": [
      +                      "advisor_meeting",
      +                      "professional_learning",
      +                      "bi_temporal_fact",
      +                      "decision_memory",
      +                      "profile_fact",
      +                      "document",
      +                      "coordination",
      +                      "pulse"
      +                    ],
      +                    "type": "string"
      +                  },
      +                  "ref": {
      +                    "type": "string"
      +                  },
      +                  "sourceDate": {
      +                    "anyOf": [
      +                      {
      +                        "type": "string"
      +                      },
      +                      {
      +                        "type": "null"
      +                      }
      +                    ]
      +                  }
      +                },
      +                "required": [
      +                  "label",
      +                  "recordSurface",
      +                  "ref",
      +                  "sourceDate"
      +                ],
      +                "type": "object"
      +              },
      +              "minItems": 1,
      +              "prefixItems": [
      +                {
      +                  "additionalProperties": false,
      +                  "properties": {
      +                    "label": {
      +                      "type": "string"
      +                    },
      +                    "recordSurface": {
      +                      "enum": [
      +                        "advisor_meeting",
      +                        "professional_learning",
      +                        "bi_temporal_fact",
      +                        "decision_memory",
      +                        "profile_fact",
      +                        "document",
      +                        "coordination",
      +                        "pulse"
      +                      ],
      +                      "type": "string"
      +                    },
      +                    "ref": {
      +                      "type": "string"
      +                    },
      +                    "sourceDate": {
      +                      "anyOf": [
      +                        {
      +                          "type": "string"
      +                        },
      +                        {
      +                          "type": "null"
      +                        }
      +                      ]
      +                    }
      +                  },
      +                  "required": [
      +                    "label",
      +                    "recordSurface",
      +                    "ref",
      +                    "sourceDate"
      +                  ],
      +                  "type": "object"
      +                }
      +              ],
      +              "type": "array"
      +            },
      +            "confidence": {
      +              "enum": [
      +                "recorded",
      +                "derived",
      +                "reported"
      +              ],
      +              "type": "string"
      +            },
      +            "statement": {
      +              "type": "string"
      +            }
      +          },
      +          "required": [
      +            "asOf",
      +            "citations",
      +            "confidence",
      +            "statement"
      +          ],
      +          "type": "object"
      +        },
      +        "type": "array"
      +      },
      +      "gapNotes": {
      +        "items": {
      +          "additionalProperties": false,
      +          "properties": {
      +            "about": {
      +              "type": "string"
      +            },
      +            "reason": {
      +              "enum": [
      +                "not_in_record",
      +                "outside_scope",
      +                "insufficient_evidence"
      +              ],
      +              "type": "string"
      +            }
      +          },
      +          "required": [
      +            "about",
      +            "reason"
      +          ],
      +          "type": "object"
      +        },
      +        "type": "array"
      +      },
      +      "kind": {
      +        "const": "answer",
      +        "type": "string"
      +      },
      +      "scope": {
      +        "additionalProperties": false,
      +        "properties": {
      +          "principal": {
      +            "type": "string"
      +          },
      +          "recordScope": {
      +            "enum": [
      +              "advisor_brain_routing",
      +              "own_advisor_meeting_record",
      +              "own_professional_record",
      +              "own_household",
      +              "single_household_scoped",
      +              "consented_cohort_anonymized"
      +            ],
      +            "type": "string"
      +          }
      +        },
      +        "required": [
      +          "principal",
      +          "recordScope"
      +        ],
      +        "type": "object"
      +      }
      +    },
      +    "required": [
      +      "asOf",
      +      "claims",
      +      "gapNotes",
      +      "kind",
      +      "scope"
      +    ],
      +    "type": "object"
      +  },
      +  {
      +    "additionalProperties": false,
      +    "properties": {
      +      "asOf": {
      +        "type": "string"
      +      },
      +      "kind": {
      +        "const": "refusal",
      +        "type": "string"
      +      },
      +      "refusal": {
      +        "additionalProperties": false,
      +        "properties": {
      +          "question": {
      +            "type": "string"
      +          },
      +          "reason": {
      +            "enum": [
      +              "not_in_record",
      +              "exceeds_caller_scope",
      +              "internal_only",
      +              "would_confabulate"
      +            ],
      +            "type": "string"
      +          },
      +          "saidPlainly": {
      +            "type": "string"
      +          }
      +        },
      +        "required": [
      +          "question",
      +          "reason",
      +          "saidPlainly"
      +        ],
      +        "type": "object"
      +      },
      +      "scope": {
      +        "additionalProperties": false,
      +        "properties": {
      +          "principal": {
      +            "type": "string"
      +          },
      +          "recordScope": {
      +            "enum": [
      +              "advisor_brain_routing",
      +              "own_advisor_meeting_record",
      +              "own_professional_record",
      +              "own_household",
      +              "single_household_scoped",
      +              "consented_cohort_anonymized"
      +            ],
      +            "type": "string"
      +          }
      +        },
      +        "required": [
      +          "principal",
      +          "recordScope"
      +        ],
      +        "type": "object"
      +      }
      +    },
      +    "required": [
      +      "asOf",
      +      "kind",
      +      "refusal",
      +      "scope"
      +    ],
      +    "type": "object"
      +  },
      +  {
      +    "additionalProperties": false,
      +    "properties": {
      +      "asOf": {
      +        "type": "string"
      +      },
      +      "kind": {
      +        "const": "document_answer",
      +        "type": "string"
      +      },
      +      "nextStep": {
      +        "anyOf": [
      +          {
      +            "type": "string"
      +          },
      +          {
      +            "type": "null"
      +          }
      +        ]
      +      },
      +      "passages": {
      +        "items": {
      +          "additionalProperties": false,
      +          "properties": {
      +            "documentId": {
      +              "type": "string"
      +            },
      +            "documentUrl": {
      +              "type": "string"
      +            },
      +            "evidence": {
      +              "type": "string"
      +            },
      +            "location": {
      +              "anyOf": [
      +                {
      +                  "type": "string"
      +                },
      +                {
      +                  "type": "null"
      +                }
      +              ]
      +            },
      +            "page": {
      +              "anyOf": [
      +                {
      +                  "exclusiveMinimum": 0,
      +                  "maximum": 9007199254740991,
      +                  "type": "integer"
      +                },
      +                {
      +                  "type": "null"
      +                }
      +              ]
      +            },
      +            "sourceDate": {
      +              "anyOf": [
      +                {
      +                  "type": "string"
      +                },
      +                {
      +                  "type": "null"
      +                }
      +              ]
      +            },
      +            "trustClass": {
      +              "const": "untrusted_document_content",
      +              "type": "string"
      +            }
      +          },
      +          "required": [
      +            "documentId",
      +            "documentUrl",
      +            "evidence",
      +            "location",
      +            "page",
      +            "sourceDate",
      +            "trustClass"
      +          ],
      +          "type": "object"
      +        },
      +        "minItems": 1,
      +        "prefixItems": [
      +          {
      +            "additionalProperties": false,
      +            "properties": {
      +              "documentId": {
      +                "type": "string"
      +              },
      +              "documentUrl": {
      +                "type": "string"
      +              },
      +              "evidence": {
      +                "type": "string"
      +              },
      +              "location": {
      +                "anyOf": [
      +                  {
      +                    "type": "string"
      +                  },
      +                  {
      +                    "type": "null"
      +                  }
      +                ]
      +              },
      +              "page": {
      +                "anyOf": [
      +                  {
      +                    "exclusiveMinimum": 0,
      +                    "maximum": 9007199254740991,
      +                    "type": "integer"
      +                  },
      +                  {
      +                    "type": "null"
      +                  }
      +                ]
      +              },
      +              "sourceDate": {
      +                "anyOf": [
      +                  {
      +                    "type": "string"
      +                  },
      +                  {
      +                    "type": "null"
      +                  }
      +                ]
      +              },
      +              "trustClass": {
      +                "const": "untrusted_document_content",
      +                "type": "string"
      +              }
      +            },
      +            "required": [
      +              "documentId",
      +              "documentUrl",
      +              "evidence",
      +              "location",
      +              "page",
      +              "sourceDate",
      +              "trustClass"
      +            ],
      +            "type": "object"
      +          }
      +        ],
      +        "type": "array"
      +      },
      +      "question": {
      +        "type": "string"
      +      },
      +      "recordClaims": {
      +        "items": {
      +          "additionalProperties": false,
      +          "properties": {
      +            "asOf": {
      +              "type": "string"
      +            },
      +            "citations": {
      +              "items": {
      +                "additionalProperties": false,
      +                "properties": {
      +                  "label": {
      +                    "type": "string"
      +                  },
      +                  "recordSurface": {
      +                    "enum": [
      +                      "advisor_meeting",
      +                      "professional_learning",
      +                      "bi_temporal_fact",
      +                      "decision_memory",
      +                      "profile_fact",
      +                      "document",
      +                      "coordination",
      +                      "pulse"
      +                    ],
      +                    "type": "string"
      +                  },
      +                  "ref": {
      +                    "type": "string"
      +                  },
      +                  "sourceDate": {
      +                    "anyOf": [
      +                      {
      +                        "type": "string"
      +                      },
      +                      {
      +                        "type": "null"
      +                      }
      +                    ]
      +                  }
      +                },
      +                "required": [
      +                  "label",
      +                  "recordSurface",
      +                  "ref",
      +                  "sourceDate"
      +                ],
      +                "type": "object"
      +              },
      +              "minItems": 1,
      +              "prefixItems": [
      +                {
      +                  "additionalProperties": false,
      +                  "properties": {
      +                    "label": {
      +                      "type": "string"
      +                    },
      +                    "recordSurface": {
      +                      "enum": [
      +                        "advisor_meeting",
      +                        "professional_learning",
      +                        "bi_temporal_fact",
      +                        "decision_memory",
      +                        "profile_fact",
      +                        "document",
      +                        "coordination",
      +                        "pulse"
      +                      ],
      +                      "type": "string"
      +                    },
      +                    "ref": {
      +                      "type": "string"
      +                    },
      +                    "sourceDate": {
      +                      "anyOf": [
      +                        {
      +                          "type": "string"
      +                        },
      +                        {
      +                          "type": "null"
      +                        }
      +                      ]
      +                    }
      +                  },
      +                  "required": [
      +                    "label",
      +                    "recordSurface",
      +                    "ref",
      +                    "sourceDate"
      +                  ],
      +                  "type": "object"
      +                }
      +              ],
      +              "type": "array"
      +            },
      +            "confidence": {
      +              "enum": [
      +                "recorded",
      +                "derived",
      +                "reported"
      +              ],
      +              "type": "string"
      +            },
      +            "statement": {
      +              "type": "string"
      +            }
      +          },
      +          "required": [
      +            "asOf",
      +            "citations",
      +            "confidence",
      +            "statement"
      +          ],
      +          "type": "object"
      +        },
      +        "type": "array"
      +      },
      +      "saidPlainly": {
      +        "type": "string"
      +      },
      +      "savableToRecord": {
      +        "type": "boolean"
      +      },
      +      "scope": {
      +        "additionalProperties": false,
      +        "properties": {
      +          "principal": {
      +            "type": "string"
      +          },
      +          "recordScope": {
      +            "enum": [
      +              "advisor_brain_routing",
      +              "own_advisor_meeting_record",
      +              "own_professional_record",
      +              "own_household",
      +              "single_household_scoped",
      +              "consented_cohort_anonymized"
      +            ],
      +            "type": "string"
      +          }
      +        },
      +        "required": [
      +          "principal",
      +          "recordScope"
      +        ],
      +        "type": "object"
      +      }
      +    },
      +    "required": [
      +      "asOf",
      +      "kind",
      +      "nextStep",
      +      "passages",
      +      "question",
      +      "recordClaims",
      +      "saidPlainly",
      +      "savableToRecord",
      +      "scope"
      +    ],
      +    "type": "object"
      +  }
      +]
  4. First observed

TDQS

A4.1/5.0
Behavior4/5

Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?

Annotations already declare readOnly, idempotent, closed-world, non-destructive, so the safety profile is covered. The description adds real behavioral value beyond that: it cites source and page, states it will plainly report missing evidence, and explains the data-source split between the X1 record and own X1 documents on outside assistants.

Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.

Conciseness4/5

Is the description appropriately sized, front-loaded, and free of redundancy?

Three sentences, front-loaded with the core action, followed by citation/evidence behavior and then the exclusion boundary. Slight redundancy between the opening data-source listing and the closing 'own household' restatement, but nothing wasted.

Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.

Completeness4/5

Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?

An output schema exists, so return-value explanation is unnecessary, and the annotations cover safety. The description covers scope, sourcing discipline, and evidence-gap handling well; only the absence of explicit sibling routing keeps it from a 5.

Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.

Parameters3/5

Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?

Schema description coverage is 100% with only two parameters, both fully documented including the enum-constrained 'record'. The description adds topical framing of what the question should concern but no syntax or format guidance beyond the schema's maxLength constraint, so baseline 3 applies.

Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.

Purpose5/5

Does the description clearly state what the tool does and how it differs from similar tools?

States a specific verb (answers questions) plus the exact resource domains: trusts, entities, properties, insurance policies, decisions, and document contents from the X1 household record. It also scopes the boundary to the connected person's own household, which separates it from the many get_* household aggregate siblings.

Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.

Usage Guidelines4/5

Does the description explain when to use this tool, when not to, or what alternatives exist?

Provides explicit when-not guidance: 'not a whole-household financial-picture, balance, spending, or net-worth reader,' which implicitly routes those needs to get_household_financial_snapshot and similar tools. It does not name the alternative tool explicitly, so it stops short of a 5.

Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.

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