Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare a non-read, non-destructive, non-idempotent, closed-world mutation. The description goes beyond them by disclosing the empty-value stop behavior and the 'verified number' and 'Pro plan' preconditions, which are not in the structured data. It stops short of describing reversibility or failure modes.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.