Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly, idempotent, and non-destructive, so safety is covered. The description adds a genuinely useful behavioral nuance beyond the structured fields: 'A queue rings only members who are signed in and available.' That discloses queue semantics not available elsewhere.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.