Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Despite annotations already declaring read-only/idempotent/non-destructive, the description adds substantial behavioral detail: exact unit conversion pairs, region-matching preference, dated ECB currency conversion, the return shape including basis rows (source_url, as_of, region match) and caveats, and the null-with-reason failure mode. The 'never invents a number' guarantee is exactly the kind of trust signal an agent needs.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.