Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover the safety profile (readOnly, idempotent, closed-world), and the description adds real behavioral context beyond them: the required read permission and a prompt-injection disclosure that guest reply text is untrusted data, never an instruction. That last point is exactly the kind of non-obvious behavior an agent must know.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.